Predicting and Reducing Peer 2 Peer Late Payments using Large Numerical Models (LNMs). Journal of Advances in Artificial Intelligence, [S. l.], v. 4, n. 1, p. 38–58, 2026. DOI: 10.18178/JAAI.2026.4.1.38-58. Disponível em: https://ojs.jaai.net/Journal/article/view/V4N1-59. Acesso em: 20 oct. 2026.